3.32. /api/v4/transfer-form

Introduction

Transfer is a type of complex transaction that allows to move funds between bank cards (Primary Account Number - PAN), card tokens (Recurring Payment ID - RPI) and Connecting Party bank account (deposits).

Transfer Form integration is relevant for Connecting Party who are not able to accept Connecting Party order ID. card details (Connecting Party’s website must complete PCI DSS certification). Using Transfer Form integration Connecting Party is released of accepting payment details. In this case the accepting and processing of payment details is carried out on the Finera side (if PAN is not sent). This type of integration also allows the Sender (for transfers between cards) or Receiver (for deposit to card) to submit their PAN on Finera side.

Transfer is initiated through HTTPS POST request to the URL with the required parameters depending on a certain transfer Use-Case (see below). Use RSA-SHA256 for authentication.

Transfer Form Use-Cases diagram:

Form to PAN	Transfer from Form to PAN occurs when transferring funds from payment details indicated in form to bank card for which its number is indicated.
Form to RPI	Transfer from Form to RPI occurs when funds are transferred from payment details indicated in form to bank card for which its recurring payment id is indicated.
PAN to Form	Transfer from RPI to Form occurs when funds are transferred from one bank card for which its number is indicated to payment details indicated in form.
RPI to Form	Transfer from RPI to Form occurs when funds are transferred from one bank card for which its recurring payment id is indicated to payment details indicated in form.
Form to Form	Transfer from Form to Form occurs when funds are transferred from payment details indicated in form to another payment details indicated in form.
Deposit to Form	Transfer from deposit to Form occurs when funds are transferred from Connecting Party account to payment details indicated in form.

API URLs

Note

The path in API URL should not be hardcoded, as it may be changed in future.

Integration	Production
https://sandbox.finera.com/paynet/api/v4/transfer-form/ENDPOINTID	https://merchant.finera.com/paynet/api/v4/transfer-form/ENDPOINTID
https://sandbox.finera.com/paynet/api/v4/transfer-form/group/ENDPOINTGROUPID	https://merchant.finera.com/paynet/api/v4/transfer-form/group/ENDPOINTGROUPID

Request Parameters

Note

Request must have content-type=application/x-www-form-urlencoded and Authorization headers.

Form to PANForm to RPIPAN to FormRPI to FormForm to FormDeposit to Form

Parameter	Description	Value
destination-card-no, alias destination	Receiver`s card PAN.	Necessity: Required Type: Numeric Length: 19
deposit2card	Marker of deposit to card transfer. If true, no sender cardholder data is needed to process the transaction. If false, sender cardholder data is needed.	Value: False Type: Boolean
ipaddress	The Sender or Receiver’s IP address, include for fraud screening purposes. NB: 45 is for IPv4 tunneling like 0000:0000:0000:0000:0000:0000:192.168.100.101.	Necessity: Required Type: String Length: 45
amount	Amount to be transferred. The amount has to be specified in the highest units with . delimiter. For instance, 10.5 for USD means 10 US Dollars and 50 Cents.	Necessity: Required Type: Numeric Length: 10
currency	Currency the transaction is charged in (three-letter currency code). Example of valid parameter values are: USD for US Dollar, EUR for European Euro.	Necessity: Required Type: String Length: 3
order_desc	Order description.	Necessity: Required Type: String Length: 64k
client_orderid	Connecting Party order ID.	Necessity: Required Type: String Length: 128
first_name	Sender or Receiver’s first name.	Necessity: Optional Type: String Length: 50
last_name	Sender or Receiver’s last name.	Necessity: Optional Type: String Length: 50
ssn	Last four digits of the Sender or Receivers’s social security number.	Necessity: Optional Type: Numeric Length: 4
birthday	Sender or Receiver’s birthday.	Necessity: Optional Type: Numeric Length: 8
address1	Sender or Receiver’s address. (Please note that in some cases it is not possible to send address length more than 50 characters. Please contact your manager for more details.)	Necessity: Optional Type: String Length: 256
city	Sender or Receiver’s city.	Necessity: Optional Type: String Length: 50
state	Sender or Receiver’s state (two-letter state code). Please see Mandatory State Codes for a list of valid state codes. Required for USA, Canada and Australia.	Necessity: Optional Type: String Length: 2
zip_code	Sender or Receiver`s zip code.	Necessity: Optional Type: String Length: 10
country	Sender or Receiver’s country (two letter abbreviation).	Necessity: Optional Type: String Length: 2
phone	Sender or Receiver’s full international phone number, including country suffix.	Necessity: Optional Type: String Length: 15
cell_phone	Sender or Receiver’s full international cell phone number, including country suffix.	Necessity: Optional Type: String Length: 15
purpose	Destination to where the payment goes. It is useful for the merchants who let their clients to transfer money from a credit card to some type of client’s account, e.g. game or mobile phone account. Sample values are: +9999999999;mail@example.com etc. This value will be used by fraud monitoring system	Necessity: Optional Type: String Length: 128
email	Sender or Receiver’s email address.	Necessity: Optional Type: String Length: 50
site_url	URL the original transfer is made from.	Necessity: Optional Type: String Length: 128
redirect_url	URL the cardholder will be redirected to upon completion of the transaction. Please note that the cardholder will be redirected in any case, no matter whether the transaction is approved or declined. Optional for direct integration (non-form) deposit2card. This parameter must be used if there is neither redirect_success_url nor redirect_fail_url.	Necessity: Optional Type: String Length: 1024
redirect_success_url	URL the cardholder will be redirected to upon completion of the transaction. Please note that the cardholder will be redirected only in case if the transaction is approved. This parameter should not be used to retrieve results from Finera gateway, because all parameters go through client’s browser and can be lost during transmission. To deliver the correct payment result to the backend server_callback_url must be used instead. merchant.finera.com should be passed if non-3DS schema for transactions processing is used and there is no need to redirect Sender or Receiver anywhere. This parameter must be used if there is no redirect_url.	Necessity: Optional Type: String Length: 1024
redirect_fail_url	URL the cardholder will be redirected to upon completion of the transaction. Please note that the cardholder will be redirected only in case if the transaction is declined or filtered. This parameter should not be used to retrieve results from Finera gateway, because all parameters go through client’s browser and can be lost during transmission. To deliver the correct payment result to the backend server_callback_url must be used instead. merchant.finera.com should be passed if non-3DS schema for transactions processing is used and there is no need to redirect Sender or Receiver anywhere. This parameter must be used if there is no redirect_url.	Necessity: Optional Type: String Length: 1024
preferred_language	Sender or Receiver’s two-letter language code for multi-language transfer forms.	Necessity: Optional Type: String Length: 2
merchant_form_data	Parameters sent in merchant_form_data API parameter are parsed into macros with the same name, the parameter is url-encoded, example testparam%3Dtest1%26mynewparam%3Dtest2 and is parsed into $MFD_testparam = test1 and $MFD_mynewparam = test2 macros in the form. Parameter name characters [a-zA-Z0-9], parameter value characters [a-zA-Z0-9], control characters [=&], 2MB max size. For example, this parameter can be used to display payment form in light/dark mode depending on the value passed by Connecting Party (e.g. pass merchant_form_data=theme%3Ddark in request and $MFD_theme macro placeholder on payment form will be changed to dark.	Necessity: Optional Type: String Length: 128
server_callback_url	URL, where the transaction status is sent to. Connecting Party may use server callback URL for custom processing of the transaction completion, e.g. to collect payment data in the Connecting Party’s information system. For the list of parameters which come along with server callback to server_callback_url refer to Connecting Party callback parameters. This parameter can be sent instead of notify_url. If server_callback_url is sent, Payment Gateway sends callback notification only when original transaction receives final status. If notify_url is sent, Payment Gateway sends callback notification once the original transaction receives final status, and about every future update for this original transaction (reversal, chargeback, etc).	Necessity: Optional Type: String Length: 1024
notify_url	URL, where the transaction status is sent to. Connecting Party may use notify URL for custom processing of the transaction completion, e.g. to collect payment data in the Connecting Party’s information system. For the list of parameters which come along with server callback to notify_url refer to Connecting Party callback parameters. This parameter can be sent instead of server_callback_url. If notify_url is sent, Payment Gateway sends callback notification once the original transaction receives final status, and about every future update for this original transaction (reversal, chargeback, etc). If server_callback_url is sent, Payment Gateway sends callback notification only when original transaction receives final status.	Necessity: Optional Type: String Length: 1024

Additional Parameters

Sender Customer Data

Parameters below can be required for specific integrations. For more information, please contact Support manager.

Parameter Name	Description	Value
sender_first_name	Sender’s first name.	Type: String Length: 128
sender_last_name	Sender’s last name.	Type: String Length: 128
sender_middle_name	Sender’s middle name/patronym.	Type: String Length: 128
sender_ssn	Last four digits of the Sender’s social security number.	Type: String Length: 11
sender_birth_place	Sender`s birth place.	Type: String Length: 128
sender_birthday	Sender’s birthday.	Type: String Length: 30
sender_address1	Sender’s address.	Type: String Length: 256
sender_city	Sender’s city.	Type: String Length: 128
sender_state	Sender’s US states (two letter abbreviation). Not applicable outside the US.	Type: String Length: 4
sender_zip_code	Sender`s zip code.	Type: String Length: 32
sender_citizenship	Sender`s citizenship.	Type: String Length: 128
sender_country_code	Sender’s country (two letter abbreviation).	Type: String Length: 2
sender_phone	Sender’s full international phone number, including country suffix.	Type: String Length: 128
sender_cell_phone	Sender’s full international cell phone number, including country suffix.	Type: String Length: 128
sender_email	Sender’s email address.	Type: String Length: 128
sender_resident	Is sender a resident?	Type: Boolean
sender_identity_document_id	Sender`s identity document name.	Type: String Length: 128
sender_identity_document_series	Sender`s identity document series.	Type: String Length: 12
sender_identity_document_number	Sender`s identity document number.	Type: String Length: 16
sender_identity_document_issuer_name	Sender`s identity document issuer.	Type: String Length: 128
sender_identity_document_issuer_department_code	Sender`s identity document issuer department code.	Type: String Length: 32
sender_identity_document_issue_date	Sender`s identity document issue date.	Type: Date

Receiver Customer Data

Parameters below can be required for specific integrations. For more information, please contact Support manager.

Parameter Name	Description	Value
receiver_first_name	Receiver’s first name.	Type: String Length: 128
receiver_last_name	Receiver’s last name.	Type: String Length: 128
receiver_middle_name	Receiver’s middle name/patronym.	Type: String Length: 128
receiver_birth_place	Receiver`s birth place.	Type: String Length: 128
receiver_birthday	Receiver’s birthday.	Type: String Length: 128
receiver_address1	Receiver’s address.	Type: String Length: 256
receiver_city	Receiver’s city.	Type: String Length: 128
receiver_state	Receiver’s state.	Type: String Length: 2-4
receiver_zip_code	Receiver`s zip code.	Type: String Length: 32
receiver_region	Receiver`s region.	Type: String Length: 30
receiver_area	Receiver`s area.	Type: String Length: 50
receiver_citizenship	Receiver`s citizenship.	Type: String Length: 128
receiver_country_code	Receiver`s country (two letter abbreviation).	Type: String Length: 2
receiver_phone	Receiver’s full international phone number, including country suffix.	Type: String Length: 128
receiver_email	Receiver’s email address.	Type: String Length: 128
receiver_resident	Is receiver a resident?	Type: Boolean
receiver_identity_document_id	Receiver`s identity document name.	Type: String Length: 128
receiver_identity_document_series	Receiver`s identity document series.	Type: String Length: 12
receiver_identity_document_number	Receiver`s identity document number.	Type: String Length: 16
receiver_identity_document_issuer_name	Receiver`s identity document issuer.	Type: String Length: 128
receiver_identity_document_issuer_department_code	Receiver`s identity document issuer department code.	Type: String Length: 32
receiver_identity_document_issue_date	Receiver`s identity document issue date.	Type: Date

Response Parameters

Note

Response has Content-Type: text/html;charset=utf-8 header. All fields are x-www-form-urlencoded, with (0xA) character at the end of each parameter’s value.

Parameter	Description.
type	The type of response. May be async-response, validation-error, error. If type equals validation-error or error, ex:error-message and error-code parameters contain error details.
paynet-order-id	Order id assigned to the order by Finera.
merchant-order-id	Connecting Party order ID.
serial-number	Unique number assigned by Finera server to particular request from the Connecting Party.
error-message	If status is error this parameter contains the reason for decline or error details.
error-code	The error code is case of error status.
redirect-url	The URL to the page where the Connecting Party should redirect the client’s browser. Connecting Party should send HTTP 302 redirect, see General Transfer Form Process Flow.

Request & Response Examples

Transfer from Form to PAN

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="eZCXwEp9fO17vGFwPUDStKjOKIP9u0nu", oauth_signature="2qrf7DY0fiy88doBrIGafZBqLLX12ePYWDGLqNxwBfU9T3RzwSYtEj92EPuiJulnZxbPY6av4F2jT1JS02D4KqPAtadsEYb8AabBoSvXPK13FrIXKQ38hrcapmXwz%2Fbh0JJBnN3aMvKJ%2FnsvRChY%2FFpRhdudfdBxZLKpAXYfJQgk42%2FB9pu%2FsBSRWJwTnVZxfavHYMWmrY2rvg2x1nedSJq6O%2Fxffz9OU3CvHOlK%2FGfdI4WFvpHIXpw1Mlz%2F6AnQRdMmYHnoDsFu79GI57NeoBRsZazJBYh%2FE%2FFcS9sHU5BF0yvLQYz%2FCXtb7lDbKeDJTHDDWakyyZPQcOQReIMHpNwNr9mjC%2FucIJitFEldsWWGaOnTc2Tqtrdjzzwukm%2BP7Bi5siJ5Pl%2BxWqOMAEFPnCXfThBKIJrxQXbBwR4YfPaBb70nePybCH8JCX0vakoaH%2BwFJfR0WNgOBfYxQfUYNcEXDmrk8hLbwz%2FXJ6bfanFaE8N3OwijJmlzY%2B4ZrEqBjnklQcBnNuvuxKSb6dKtnRo5UVXEszEiCxEvWQifggohkU1CTHZFpA2qmrxjIcgJoDOhQPV6Lk92LiDtVSE2drxZ%2Bjui69ZzGlnKlM0lVCnFfdahrhtMM9GYNN%2B24YaKd5UkCMIMru%2BfOfvqwrJu00%2FIms8VXwsm9aP8pP4Lr3I%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670421183", oauth_version="1.0"
Content-Length: 303
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&client_orderid=34T43R77N
&currency=USD
&deposit2card=false
&destination-card-no=4268736646656312
&destination_card_printed_name=Test%20Test
&destination_expire_month=12
&destination_expire_year=2023
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Wed, 07 Dec 2022 13:56:03 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddbfa2
&merchant-order-id=34T43R77N
&paynet-order-id=6863810
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A577953626976766D4B494A66796F55434370393032673D

Fail Response Example

HTTP/1.1 403
Server: server
Date: Mon, 12 Dec 2022 08:25:15 GMT
Content-Type: text/html
Content-Length: 735
Connection: close
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000

<!DOCTYPE html>
<html>
<head>
    <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
    <title>403</title>
    <style type="text/css">
        body {
            font-family: Arial, sans-serif;
            font-size: 130%;
            background-color: #eee;
        }
        p {
            margin: 10em auto 0;
            width: 500px;
            border: 1px solid gray;
            text-align: center;
            vertical-align: middle;
            padding: 40px 20px;
            background-color: #fff;
            -webkit-border-radius: 20px;
            -moz-border-radius: 20px;
            border-radius: 20px;
        }
    </style>
</head>
<body>
    <p>Access is denied</p>
</body>
</html>

Transfer from Form to RPI

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="yQFnx1Zerg4pH28VmLQL3HWc7dQJlAqg", oauth_signature="G2ZRjHOxzhsQ5xIurkM7Bo7REnoBfG3HIDDzwG9XfFGZdFC0815%2FPVS4ESdLPYVEr7iT2K3LtlO2mhMzmIWuRV3YTVKKCbfbuJkPk1OwJOx66ZaX4q0DI5Zej%2FadXiKuJ%2FLe%2BLL8Tp%2Ftzrylk6fiTAoX2AT471hp02xezERVwdEwkhoWB1mqwYE4VxOL8wDk0W0oqR%2Bk1XgWXPcj3E8WV3kEVFwxYwgi6daQyimqReEc5q8fqbUl7sANmIozrSRWqjG2K%2FBLs0W2UFLMcvWdHi2ON%2B%2BnTzaLCExB2991ozSE2jPp4eahkd69Zz%2BEwLENVIn8KDwvA5j25XaGgbqLKK%2BBt5CshObkvZZZ%2FuWqujp%2FzbOBGMuucuwyXe4yW8Ter1YC%2F9zoR%2BMwIcKBd5gaV4mOxQCZ5pe9GMD2805BlM2XDtcB9UT%2FeMs3MR3WIXN51EVCn%2BcazxwEI4LmZ5966aaUGu4GF41JWRQAZBchx4F%2Bd%2BRadwCceBJJSiQg82hwRk4QYnyDEx%2BWqcwErVZGCH8yJhph1Etn3e0G8z0PLBlG2hqTqGPFYivzyFHI1LNW8jl7%2BKJq2HZgXjtcU8Ji%2BVw2JVr86nnM4nPbpIRl7qr%2BSYUpXjWw%2B3e%2F6GtOL%2BOWzVFMo5jKf%2FfyJSdOgbyco1sBHplZRZ8Gsts8UGiIuQ8%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670847388", oauth_version="1.0"
Content-Length: 213
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&client_orderid=34T43R77N
&currency=USD
&deposit2card=false
&destination_card_recurring_payment_id=1491854
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 12:17:14 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddc2d7
&merchant-order-id=34T43R77N
&paynet-order-id=6863948
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A66354B455A714F6F32684D61414E78767241354872343D

Fail Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 12:08:14 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 132

type=validation-error
&serial-number=00000000-0000-0000-0000-000002ddc2b8
&error-message=Recurring+payment+not+found
&error-code=122

Transfer from PAN to Form

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="BpGsiUR8CbIjGAD1Qxu8MTtGHnlIvzcF", oauth_signature="ozovWc0wjugTlGfrS8TeSxqQtnSEQ7UrGh7z6B5px5BoKgTWF44Ej6VCAxCWMl%2B1Qxg5iZ5ExOqTWZ2GTx70ly%2B%2BgHkSmz3t02PEr9XJsj2%2FOm4XFoF0LnbVPDje7AmZZBuF2l0iandlUBjJVA%2BarD6dWVv8LNrv3RVyheuhBreAr7dLcSD4Iu44MH76tOZS%2BuMnqqFjKwC37owAdC7xtJwOIF8wrFM272qHnzxbfvZRaJruoG6WO%2F%2BMGJLPnaNbrhfJ99%2BtvCybb0CsVMQqJ%2FsUWM8Z89ci6a4MCPE41v1i9lXyvkZDm6qfoVgKVPUHVVsjbvuu5Ub7MeMgBsl76ZrRsi9yLiHmPLQGqhzxydy14GpCNH9FFM2BdRSlkxfBYV1yzX2Ym4gZMq6myvVsCTDgHeGXeQe%2F%2F7z6lLE3S0%2BgcA6NkuhfLU7lvAl0CguRAvU3%2FlVh3R1p8C9S3BXQak6eM0xYp7hO1wQKXMq4uMM2FjmtTUYe6ZiqyjGbkTrrIEkD%2Fo%2FX1NXXylMbWxuNyoTnQXx%2BQzDsUrY3Mhtb%2FslwCGDY4puOlwiVqGg31EBz0wFWzJFX7n2uQO76g5q%2FnTJqf3dq3AdTC6xpaGC2kek0fxc6FEDdaoVeQ3PwJWYi1kcPbwkcvo4gIi03rcO3JUJZF3TfomkFs%2BFnh%2FwLJHs%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670569138", oauth_version="1.0"
Content-Length: 275
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&card_printed_name=Test%20Test
&client_orderid=34T43R77N
&credit_card_number=4047753518764320
&currency=USD
&cvv2=123
&deposit2card=false
&expire_month=12
&expire_year=2023
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Fri, 09 Dec 2022 06:59:20 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddc004
&merchant-order-id=34T43R77N
&paynet-order-id=6863822
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A61365A5A5637456C4545743867705438697A512F30633D

Fail Response Example

HTTP/1.1 403
Server: server
Date: Fri, 09 Dec 2022 06:45:14 GMT
Content-Type: text/html
Content-Length: 735
Connection: close
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000

<!DOCTYPE html>
<html>
<head>
    <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
    <title>403</title>
    <style type="text/css">
        body {
            font-family: Arial, sans-serif;
            font-size: 130%;
            background-color: #eee;
        }
        p {
            margin: 10em auto 0;
            width: 500px;
            border: 1px solid gray;
            text-align: center;
            vertical-align: middle;
            padding: 40px 20px;
            background-color: #fff;
            -webkit-border-radius: 20px;
            -moz-border-radius: 20px;
            border-radius: 20px;
        }
    </style>
</head>
<body>
    <p>Access is denied</p>
</body>
</html>

Transfer from RPI to Form

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="y03UAVaLM9NXEwAHD0R9YDCQQFzRWx8b", oauth_signature="Zgx05s2b%2Fr4wSbo0sb2tGXbhPeDYlfJfnziSH57mkYfEMNtGoWCeUlLanQLKq1ddusIBhGUFwpwoh5f22y9tqHRsekiAQ92s9ixQxmvE8sEV3Ov%2FHoTyktrxN0vhPxuwSmwD%2FhX%2FOMJgDaCoOZK%2BxeXfPRVRwlNM8LsDd29i%2FnIUsExWCBujs3M5ThYGz58UJdZmOxrWW3poH2Lb6Fw9b6XMwV2DzvyomhMzZfyQYYX%2BhP22rCmXTg%2BEyTVnJDBiWI3pF6WYQFjdO5tPbcK4bxw4IYNIKKEi78dw0%2FZcb65gfHlaUtqHd3ZXiFiob4YFeV%2B1XKI2wSVBVemEd3jVjOFXDZv2GLzrZOUkxcns6BqkRxMqaWc9%2FbpsL65XdFxB4LUuP2h1PVk6A5yjjanSjp1XqzyAx8EGpxYGAzIPNSsYPVN9x5TuyIqtYVXhz2y0z8RPx5VFmSYr%2BaCr6ruhRNkyonNmk47oPkIkG9PpLivBaq8PnIzUNpExTRIYJXJOwD69CjCPxT%2Fhr3udDQJD4ZHFE3TNA9g1H0VRL%2Ff60jPhZeanf9MgcFqz6jckPQghBixOaTBf9DmP9jmv12IQZ3PR3J3n53nDEUIw%2Fhiga3%2BdZswkJMYS57VB282SVfDXQPO%2F40OC%2B3annev%2BMftiSfChhRgazDRToCnbETXqoKc%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670850681", oauth_version="1.0"
Content-Length: 266
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&card_recurring_payment_id=1491854
&client_orderid=34T43R77N
&currency=USD
&cvv2=123
&deposit2card=false
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 13:12:21 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddc34e
&merchant-order-id=34T43R77N
&paynet-order-id=6863959
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A5A716755336669466574615739747A737059777A50493D

Fail Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 12:25:05 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 176

type=validation-error
&serial-number=00000000-0000-0000-0000-000002ddc2ec
&merchant-order-id=34T43R77N
&error-message=Src+card+cvv2+should+be+filled+in+transfer.
&error-code=29

Transfer from Form to Form

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="3FUX1QCRBPF7am99UO4bty1qD7FK08I8", oauth_signature="CCvlgjfVBZOwoMS%2FbUXv1LiRlc0Nu3Owf3FwNmPnbP49RWi3ve3VE9Jt61QpRx14pmCz3xFKQt%2Bi4UvXJYlsn206TSZ9H7TGCSHhQQP5vD0mm3Pnq0YgtI2oPpn2PhgM%2FlgwwWcBjBqmCyzM%2FGGqK24zn5C20bxvHL9LfuMgF4bEpIYDGXVh3%2BbhlU5Z2H25fjjttZylm1SLhAi9lOct2%2BtH00TJ%2FgjdWR%2FCnIroLVPWqnYbE8f%2F%2Bz1HuynqW684UUaAiB8WgEulH1BBM6HqYiFAVyfWlLNzDv08cKZew7JPsso17XBdqYyE2QWkREM61FPSQpQsuAnRpezxjRZnmxsShXKqgNwj%2B%2BVeEEP7Z0IFqUreDgSYYSntrgtvZHhX6oNuEn4V8jWA6TO0wPNPKqkEXTk7w53nF0Hn%2FLgAa3FfYSHtCnFP1uELmPnVrO03IWaPPw0%2BcCJzNMua7g%2FYjlCsdV3tlwUwne1R0V3togR5k%2FTnG%2Bub4txjaFeqOm9p517ppKZQn8Fe0jtIIJMCYVRVmsYkeBZyyRgcdIBOAn09fCKZ7y74gI12py%2FvVzagFCjZo05T20gY6OpCkrP4HhWEkKJhrqSCBe7NLC1xZDszfkLFjF9Z4dWvk2PIcNfI3SGYZRks0YFPECycfYzYIJfuKplYAACzR47h30SaOiI%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670835177", oauth_version="1.0"
Content-Length: 167
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&client_orderid=34T43R77N
&currency=USD
&deposit2card=false
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 08:53:26 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddc1f8
&merchant-order-id=34T43R77N
&paynet-order-id=6863917
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A613368326D746C2B72645043314744502B537A6E57343D

Fail Response Example

HTTP/1.1 403
Server: server
Date: Mon, 12 Dec 2022 09:18:33 GMT
Content-Type: text/html
Content-Length: 735
Connection: close
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000

<!DOCTYPE html>
<html>
<head>
    <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
    <title>403</title>
    <style type="text/css">
        body {
            font-family: Arial, sans-serif;
            font-size: 130%;
            background-color: #eee;
        }
        p {
            margin: 10em auto 0;
            width: 500px;
            border: 1px solid gray;
            text-align: center;
            vertical-align: middle;
            padding: 40px 20px;
            background-color: #fff;
            -webkit-border-radius: 20px;
            -moz-border-radius: 20px;
            border-radius: 20px;
        }
    </style>
</head>
<body>
    <p>Access is denied</p>
</body>
</html>

Transfer from Deposit to Form

Request Example

POST /paynet/api/v4/transfer-form/39915 HTTP/1.1
Host: sandbox.finera.com
User-Agent: curl/7.83.0
Accept: */*
Authorization: OAuth oauth_consumer_key="TestMerchant", oauth_nonce="SDrbaim155azbf2UthcVDrhwiOA6liE4", oauth_signature="CFUUC1Y6QT5Gj7LA%2FdW6gkGN%2Fh73J8HAxhvYtFx%2F%2FChlQIU7f4uvVmKpOossrRD05wdx0ENHJZLZ8SI%2B610ygcWP%2B3K%2FqEYDI7qjdg8HgKlT3BnjSoGU6EjGjvcMwQSY0AwNJ4adYYZG6G%2Ble9SOvbPcQalkfxIjpTl%2FkyrIVtNS4h9ExkD%2Fg9UUXZ%2F2YAOCyhTy26QwOLOo5NmNeh%2FX7wpqPEyjHfEE%2FWbc3iSNSjlJA9b%2BfX5eFAVxzzZ2X76HRxy%2FuHqah9NszgXsagMHpXOpvovNRLEh7NFBqVDWhoHFfDS%2Bwd6vcLqXxwLKOVecmq06GN1%2BiZX4C9QebaNw6JSx72jMon3hnn37pUSLhzWXz%2BwlMX7XN%2FcTWsZ0kL51DzFXwPAJPVAeNevgxlaFtbELMGcZNOU19u72cOZKMu7%2FsxLAfCgUITCO2NhvZw%2BR8xUZUcxvwu4fvoTXr6rf8r0iloJIA9RoaKobzmPUDcGx3%2F4Hswjbqk7YOg6jxQJD6ZoKscHpLiQLvBWPILsSVMpQUpnUqzBNGexdCd8zaRzqiszwz4hEg6teTMFOLA%2FoQ8Wu%2FxtSs8JMuXsWtestY9h1y5KuXWDy8O9hpN45pBF%2BvtoDfyr6ktKrkZZTZG49FBKk%2FcKi5FjzL5Bsbwv9fgk1%2BRYDexMtHCqX%2Fdrz%2BzMM%3D", oauth_signature_method="RSA-SHA256", oauth_timestamp="1670851416", oauth_version="1.0"
Content-Length: 166
Content-Type: application/x-www-form-urlencoded
Connection: close

amount=100
&client_orderid=34T43R77N
&currency=USD
&deposit2card=true
&ipaddress=1.1.1.1
&order_desc=Your%20order%20description
&redirect_url=http%3A%2F%2Fwww.example.com
&server_callback_url=https://httpstat.us/200

Success Response Example

HTTP/1.1 200
Server: server
Date: Mon, 12 Dec 2022 13:23:58 GMT
Content-Type: text/html;charset=utf-8
Connection: close
Vary: Accept-Encoding
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000
Content-Language: en-US
Strict-Transport-Security: max-age=31536000
Content-Length: 285

type=async-form-response
&serial-number=00000000-0000-0000-0000-000002ddc35a
&merchant-order-id=34T43R77N
&paynet-order-id=6863960
&redirect-url=https%3A%2F%2Fsandbox.finera.com%2Fpaynet%2Fform%2Finit%2FBB587546567A31587163597A684535634A775969614A5878476D6E717A31324167486F61674C6830743070343D

Fail Response Example

HTTP/1.1 403
Server: server
Date: Mon, 12 Dec 2022 13:19:46 GMT
Content-Type: text/html
Content-Length: 735
Connection: close
X-XSS-Protection: 1
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000

<!DOCTYPE html>
<html>
<head>
    <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
    <title>403</title>
    <style type="text/css">
        body {
            font-family: Arial, sans-serif;
            font-size: 130%;
            background-color: #eee;
        }
        p {
            margin: 10em auto 0;
            width: 500px;
            border: 1px solid gray;
            text-align: center;
            vertical-align: middle;
            padding: 40px 20px;
            background-color: #fff;
            -webkit-border-radius: 20px;
            -moz-border-radius: 20px;
            border-radius: 20px;
        }
    </style>
</head>
<body>
    <p>Access is denied</p>
</body>
</html>

Postman Collection

Request Builder

Enter your private key in PKCS#1 container to use debug. See RSA-SHA256 for details.

-----BEGIN RSA PRIVATE KEY----- MIIJKQIBAAKCAgEA16QK2iwgYUbMr2GqSbaS0PQZKF2DkstSj0dakW+hASTz5Ams R5sDnurfeR4m+Htaxiv69MMdvoDLuCmZE8KQzsEOZovZ9UYSh9CKK4/FzQSZ8ZDP 8cpKLN7/gitWiM14iuC9Pi74TTLeg7PuGjeoc0jUs0WMf7sV6uzfZwvqYgUVRljY gscwDRiTSGJQumQtanCs/LMIkxouThLztSSEmHhhEz2aWOomqR5hHO+HJ4I1AfET V7VpKJ4c1+zMesDfpDxZ8VpQpno9iikFG64MigDFmBeskI6q15tBwbROYSfqNEmG LwhYQ+SXnojueazkSJ45CeQRh6dn3GgD7kex2N3lK97qpqDcWOLqcsbe+ZyTGALn WGzTZWjleO+yrdE6awD34kUYVnzD/9WvdYqpH2pXBDqOIXu6lm4gLe5pKTRiFEc+ TjgVb34tJGEERkrvqktSEmRQzMgZQnZk/5//7+csUIcSPmqdUn5oB6ngVueZkk7v wtL6dcCxr5isWgXQEO+oYbt72Ns5RjLVWiXWv2ZNFd+iR4O6+etBxYNz+mg/2B5c PO8NWyvvFlaBUu4I5GG1XntBGWncKQiZ49WCvLcYEbSfUEkWLj6zqJaDS/buT3jU rWQ0WEI8G1HnTQp0cqmx9WpXDLx4n3ytRjHuHe3ND9AYE28yhfFY5baIU3UCAwEA AQKCAgAC4QrQDOTFx7c15DzszQY6yfeIBW+bRyGsDgzUgkQJCuBCvCpTrmsm9QXU zSVCDguRN8ca+3vrLjcKF2wWynM6f3NcxSM81hmrPIqLuFiwuw3/HqrYFJZW8QdC SqfWHcAtQoDkUqY4CaTU51MXgIS8PU2xsw0EK5BIWa9F5e/ULTMyhD8nx9cJZbmZ rs5bHrlIgYadvRoxNJlHq5MbaQhoLLtHEXx9EWtAuModI8mPKnrgssJKWn6z7yB9 dYjpXqfdvnyI72bCQkGOFaweyX0bXpVEyZQhPfZj+IuxNWIShADpf83N1POwvF2V 3Ugp0bgejBZA3o2pXP/S/oSG6ugh8dZHfa8vkw0x5N28393IzIMpzwE2EnsBidN1 ca7NwDpmpUyuULSpi3YoViUYY1i4Mwngv2XQdkbvoGusQwgWoNrppmDKxlL5qEBf lIPCZAgZSR79KHYw2VOzkm84hu0jDXMthpt9A2gLkRhGnGgb4n5KzyCpY9iuFK2w CO5FdjloXOjRLZb7G1JCeU6Qh0kjSE7seh9ltyo+VsWOLx4UwVOYGCMAF45yO0wF /MJdYoUt1vC5G/DK8itTTjwb/xPlGDiC441TOReWVwF6n36+shb6szlI2EmqKBkp 2Sr5xQ5VNZkcG2W/BUF7+n8Rvisu17TyW0HmwDEBDfJQzgzgpQKCAQEA7RpBNVBH Jx8gR7hQdbyi4/6U5KiYorkzuoK4KkjRWJfqJvp9uGZS2vDwOoIC8kCAXMwu3OCI U0xkDvH7bb/qedn0IG7+72FUCKlxqkMk4lv03zE9yUPcYNT+w573uh+rXQ/mcsFF +aBtupRZiDqqd4vuvjTpjw5Q4tyk/lxZfbe10S2NyxY4dZsbm8gl0SypLs/rLYjZ 8ZntRpZozIWoenrF3AnvtR114WBDpBVwSJ9KNd8xB5Fufc9TqsZ/EKPjDVrn2Sq2 Lt/xKSopwxPyIhKG1zmAeYhv8Q+GYUOQYCfBj2opDC3AOxANw2j9M8nYjCMDmPaP 5iDCUla35srp/wKCAQEA6NPj8auPGGFen2ZJoydpEPKgU3zAdv05VlKVIvbA9c+Y oy7zNhnNw0PCkkYpB9jPGvpdn6KFh2ZTU/mgmIysKriLcLN4gKho7JUCU3kvg1mv zJiz/5fR0xCCRNPLAANh6uJ+CXyssjbUoe9EmyVxKX3l2zKmy1zOKRc/FbAkql07 ItDReryb64IjsfT4GtU4nBK7zCzI+yya1BjL/McnGBcpKIwp9HCwaTQK7yxa7ThY TsfTuxoyZM1/xZE0cKRJGVLtkao1VfOy0SDdCp+RwtBvVmt3Wt6vVcL6qG0LW5Fe Uz0PN+CebMfhBCaqWXIXeuMUo+RdLnGn113Tl6i6iwKCAQEAz+NzRUGMAXtDHF84 /OJWmD1BY3OH0TU9a8ztmPWbyGf6gA6laKcfAqS6nTIdTzbK1ZKZjES6gv65xHjb ERFyj0BQ0pc/o7fcrHOVG8ofbvFdtMxB9lQvyB84+WBKqMDXyZMFZZyctBC75Rnp no6BpKvmupM+LZZJyX/YksV6GcaX/j5I0sY63rMO8/n7XnogJNFczOHu5e0mo/uB C8ItRKadER8NM+oOz3tOE3JQrvwrXyzAmngjPuAn5daA1qA7lhwcqMbQUi08D/HO CCNW7BT+cXsTcHv2WpBYLLPGxOhWyF42e10p7R9YUfud9miGG+kfYGDfLtGOUA+E 0zEbFQKCAQEA4lczDnqolpv5394RkiG6+zXTdLYfaM2NUwTfZOka9xxEl8cJuztk lAIoggjg1HcKB4EDSTA2vUVVlppjbEm9CZ70N7DRYcnWjr/hTgLOlNO4mp6Mxdny qkwvR/fZLf8bzrs2qcRhIrM5DN/NA0Jn+10f+nMIQUTMSpgFxPDDBDe0SIlWTApV TaLrTpIGLBfCe7+ef8O98qgPMEeW7vswXzQM2BVCqBZw+SUVyCOHlXukJZoPlKHI AcThBNC/eQ3M3miG+YfNZ+yMls9q82viyM/WnN3GXzmCnE37XYb8dp0gZK1EQR8F BF1fu6hXDLNkbhuZsiZMC92DvFPDYnkuNwKCAQA6/2K8PLlOeK+0p/IGVsgJpgHn Uh3BehVKHXeG/Buhn5bMXX3cB2hEHg2tz4pw3JxfZ1UflhyhKD43XnpxuMmt81Ka Ja5MeXDg0kfnlXolVA4ezx2V2EohMExUykkOIfQBDTaNtjsg5PB4HLKFId3kJ6u/ JCXuy0EA07vl/kNl+cDEBLJsVtvtxHLdpdJhO1POi3IIgOpddO+a/O/GDsdlAWog hyEb6r7+bWurjw0YjHX+R5ZQ+0XtnzXU20d2NiP/oH2IvQzXRUQ1U17Kzzn5PAhs YC7r9lRV4VjbhEi3Zk2FBPrrzs2ieXo5aHXCnzFywQ99nlrz0Ic8vV16WR1x -----END RSA PRIVATE KEY-----

Debug form

Additional parameters

URL
login	login should be used as Consumer Public for OAuth
destination-card-no
credit_card_number
destination_card_recurring_payment_id	use either RPI or card number, not both
card_recurring_payment_id	use either RPI or card number, not both
amount
currency
cvv2
card_printed_name
expire_month
expire_year
ipaddress
order_desc
redirect_url
redirect_success_url
redirect_fail_url
client_orderid
merchant_form_data
deposit2card	boolean used only to determine if transaction type is deposit2card
sender_first_name
sender_last_name
sender_middle_name
sender_ssn
sender_birth_place
sender_birthday
sender_address1
sender_city
sender_state
sender_zip_code
sender_citizenship
sender_country_code
sender_phone
sender_cell_phone
sender_email
sender_resident
sender_identity_document_id
sender_identity_document_series
sender_identity_document_number
sender_identity_document_issuer_name
sender_identity_document_issuer_department_code
sender_identity_document_issue_date
receiver_first_name
receiver_last_name
receiver_middle_name
receiver_birth_place
receiver_birthday
receiver_address1
receiver_city
receiver_state
receiver_zip_code
receiver_region
receiver_area
receiver_citizenship
receiver_country_code
receiver_phone
receiver_email
receiver_resident
receiver_identity_document_id
receiver_identity_document_series
receiver_identity_document_number
receiver_identity_document_issuer_name
receiver_identity_document_issuer_department_code
receiver_identity_document_issue_date

Normalized parameters string to sign, according to OAuth 1.0a rules

POST body parameters to submit

OAuth 1.0a headers to submit.

HEX Encoded Signature

^{* HEX encoded string is for debug purposes only. You shouldn't send this string to the server neither in HEX nor in Encoded HEX representation.}

Base64 Encoded Signature

^{* Binary RSA-SHA256 signature directly encoded in base64 should be sent to the server.}

• CURL
• PHP
• Ruby
• Java

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